Guides

Interchange Optimization:
The Most Underrated Lever in Airline Profitability

Guides Ebooks Interchange Optimisation

Airlines operate in an environment of thin margins and constant cost pressures. Yet one of the largest sources of untapped profitability – interchange fees – remains largely overlooked.

This executive briefing examines how leading carriers are turning payment optimization into a strategic advantage and why inaction is no longer an option.

What you will learn


  • The $3.2 billion industry opportunity hidden in interchange costs
  • Why only 15–20 percent of major airlines have acted so far – and the risks of delay
  • How both full-service and low-cost carriers can benefit from optimization
  • The 2025–2027 regulatory window and its impact on European markets
  • How interchange mastery enables strategic transformation, not just cost reduction

Why this matters


With IATA projecting net profit margins of 3.7 percent by 2025, even modest optimization delivers significant impact. For an airline processing $3 billion annually, a 20-basis-point reduction equates to $6 million in incremental profit – without adding a single seat.

Forward-looking airlines are already reallocating these savings to growth initiatives, loyalty programs, and pricing strategies. Those who delay face rising costs, regulatory pressure, and long-term competitive disadvantage.

Download the report


Access the full analysis to understand how interchange optimization can reshape your airline’s economics and position you ahead of competitors.