POP

Payment Orchestration

Optimize digital payments across borders

One platform to orchestrate all your payments anywhere in the world

Our integrated Payment Orchestration Platform Velocity enables you to optimize your payment strategy fast. Eliminate payment friction across all digital channels.
Our POP plugs straight into your existing core or e-commerce systems and provides access to a growing payment eco-system where you can easily pick and add the partners you need.

Developed for the most complex airline needs and adapted for use in all verticals, our POP dramatically reduces time to market for new payment methods, drives down costs and increases payment acceptance rates.


POP What can we do

What can you do with it?

For international merchants looking to optimise payments across multiple regions of the world with specific needs:

Assemble your own optimised payment eco-system

Accelerate the roll-out of new payment methods

Optimise each transaction with intelligent routing

Enhance your customer payment experience

Automate your back-end processes

Simplify your payment solution


Why choose our Payment Orchestration Platform?


  1. PSP agnostic:
    • Multi-PSP
    • Any Acquirer
    • Any Payment Method Provider
  2. Omni-channel:
    • RESTful API
    • Responsive HPP
    • Mobile SDK
  3. High conversion:
    • Failover options
    • Stored Cards
    • Pay by Link
    • Pay monthly
    • Recurring payment
    • Multi-currency
  4. Automated servicing:
    • Reconciliation
    • Chargeback
    • Transaction Management
  5. Optimisation:
    • Real-time Monitoring
    • Collecting all Data
    • Intelligent routing
    • Failover options

Payment Orchestration Platform features


Orchestrate:

Control Console

Intelligent Routing

Transaction Management

Process:

Card Schemes

Alternative Payment Methods

Loyalty Points

Vouchers

Improve:

Stored Cards

Pay by Link

Split Payment

Instalments

Recurring payments

3D Secure

Fraud Prevention

Currency Conversion

Optimise:

Real-time Dashboard

Customised Reports

Automated Reconciliation

Chargeback Management

Unify:

Hosted Payment Pages

Native Mobile SDK

RESTful API


Velocity control console to define the most appropriate payment eco-system made of card schemes, acquiers, PSPs, alternative payment methods
Velocity configuration screen for intelligent routing enabling routing optimisation between several acquirers and fail-over options

Orchestrate

Control Console

At the heart of the Payment Orchestration Platform, your control console allows you to build your own payment eco-system with the cards, acquirers, alternative forms of payment and payment service providers you need in all your markets. Simply switch on and off any provider from our growing payment eco-system. You are now fully in control to drive payment transaction costs down and take out payment friction in each market.

Intelligent Routing

Implement a multi-acquirer strategy to optimize the routing of card payment transactions in all your markets. Maximise acceptance rates and minimise interchange costs. For each payment transaction, the best acquirers will be selected based on their current acceptance performance data and the deal you have with them. Should a transaction fail, we will automatically retry with the second-best acquirer to ensure acceptance, and so on.


Velocity Processing any global or local card scheme, debit or credit
Velocity Alternative Payment Hub to roll-out alternative payment methods across all channels like mobole payment, bank transfers, third party wallet
Velocity Pay with miles and cash

Process

Card Schemes

Offer the global and local card schemes you need in all your markets. We deliver consistent card payment options across web and native mobile app. Card display can be prioritized for each location to increase conversion rates. CellPoint is PCI DSS 3.2 certified. We use two-factor authentication and dynamic 3D secure. PSD2 ready.

Alternative Payment Methods

Alternative methods of payment are proliferating and are vital to convert sales, especially on mobile. Pick the ones you need globally or locally from our growing eco-system and integrate them across all channels in a few weeks: mobile payment, 3rd party wallet, bank transfers, instalments, cash-based payments. Prioritize them based on customer origin or location. Give more choice to your customers and increase your payment acceptance and conversion rates.

Loyalty Points, Vouchers

Support your customers with more flexibility in uncertain times and let them pay with loyalty points, vouchers or gift cards. Your own payment schemes can be integrated as payment methods across all your digital channels. Simple for us, we just need to connect with your loyalty or voucher management system.


Velocity Stored Card with single sign on
Velocity Pay-by-Link available via in app notification, email or SMS
Velocity Split Payment between several cards or miles and cash
Fraud Prevention integrating scoring and recommendation from CyberSource Decision Manager
Velocity Currency Conversion capability including Multi-Currency Pricing (MCP) and Dynamic Currency Conversion

Improve

Stored Cards

Store customer cards once and enable one-click payment in all channels, with single sign-on and biometric identification where available. You can also offer a unified wallet to your registered customers and loyalty programme members by adding vouchers and loyalty points as a currency.

Pay by Link

Retarget customers who drop out at the payment stage and increase conversion rates. Offer a secure payment option to customers using your call centres, eliminating the risk of exchanging card details over the phone with call centre agents.

Split Payment

Offer customers more flexibility by allowing them to combine several payment methods. Let them split the bill between loyalty points, vouchers or professional and private payment methods. Increase your conversion rate and let your customers spend their loyalty points or vouchers.

Fraud Prevention

Implement smart fraud prevention processes pre- and post- authorization to turn away fraudster but not good customers. It is all a question of balance. We will integrate with your fraud system of choice. The leading CyberSource Decision Manager fraud detection tool already integrated.

Currency Conversion

Dynamically offer customers the choice to pay with the currency they want while they are in a location with a different local currency. Increase conversion and earn your share of foreign exchange commission. Why would you leave this ancillary revenue on the table?


Payment Gateway Real-time Dashboard to view all main KPIs and filter results
Velocity Automated Reconciliation module with graphical user interface to monitor that payment matches sales transactions

Optimise

Real-time Dashboard

Payment orchestration is data-driven. Access all data from all digital payments in real time and monitor all payment transactions in one dashboard: payment transactions, payment method used, stored cards, transaction status. Zoom in on each market, channel, payment provider and customer segment.

Automated Reconciliation

Expedite payment reconciliation and settlement by automating the process for all your PSPs, acquirers and alternative payment method providers. Ensure sales match the payment you receive and check all fees being charged.
Get consolidated reports for all your payment transactions. Boost productivity and recognize settlement faster.

Velocity responsive Hosted Payment Page enabling seamless online UX across mobile, tablet, laptop and desktop
Responsive Hosted Payment Pages powering seamlessly laptop, desktop or mobile devices
Velocity Native Mobile SDK enabling the best payment experience in merchants' native mobile app
Velocity RESTful API enabling to power website, mobile web and other channels like call centres, airport point of sales, chatbots etc.

Unify

Responsive Hosted Payment Pages

Our Payment Orchestration Platform is truly omni-channel. We aim to deliver the same experience, payment methods and added-value services across all channels.
To make it even simpler and shorten the time to market when you add features or payment methods, we can provide Hosted Payment Pages that ensure your web experience is seamlessly synchronized with other channels. Benefit from our leading-edge payment UX expertise.

Native Mobile SDK

Use our Android and iOS Software Development Kit (SDK) to give your customers exactly the same payment methods and added-value services in your native mobile app as on your website.
Our UX and development team can support you with design and implementation.

RESTful API

To integrate with your specific channels, or if you prefer to develop your own payment pages, we offer a best-in-class RESTful API that can power the same payment experience across all your channels, with all the payment methods and added-value services you have activated.
Our UX and development team can support you with design and implementation.

Up next:

Pick and add all the payment options you need

Payment eco system